Life Insurance Calculator
Calculate your ideal life insurance coverage and premium
Pure life cover with no maturity benefits
- High coverage at low premium
- No maturity benefits
- Best for family protection
18 years65 years
55 years70 years
No health issues, regular exercise
Additional Riders
Select additional coverage options
Critical Illness
OptionalCoverage for major illnesses
- Cancer
- Heart Attack
- Stroke
- Kidney Failure
Accidental Death
OptionalAdditional coverage for accidental death
- Double benefit
- Permanent disability
- Temporary disability
Waiver of Premium
OptionalPremium waiver during disability
- Total disability
- Critical illness
- Job loss
Income Benefit
OptionalRegular income after claim
- Monthly payout
- 5-10 years duration
- Family protection
Insurance Summary
Your recommended coverage and premium details
Recommended Coverage
₹1,45,00,000
14.5x of annual income
Monthly Premium
₹2,610
Total Premium
₹9,40,000
Coverage Period
30 years
Dependents
2 persons
Insurance Tips
- •Buy insurance when you're young and healthy
- •Consider riders for additional coverage
- •Review your coverage periodically
- •Disclose all health conditions honestly
- •Choose a reputable insurance provider
Tax Benefits
Section 80C
₹31,320
Maximum deduction per year
Section 80D
₹25,000
Health insurance premium deduction